:root{--navy:#0f223a;--navy2:#0b1a2d;--cream:#f3efe6;--ink:#0d1b2e;--muted:#526173;--gold:#caa45a;--border:rgba(13,27,46,.10);--radius:18px;--shadow:0 18px 55px rgba(14,26,43,.12);--success:#1a7f5a}
*{box-sizing:border-box} html,body{margin:0;padding:0} body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--cream);line-height:1.7}
a{color:inherit}.container{max-width:1140px;margin:0 auto;padding:0 18px}
.topbar{position:sticky;top:0;z-index:50;background:rgba(243,239,230,.92);backdrop-filter:blur(10px);border-bottom:1px solid rgba(13,27,46,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:14px}.brand{display:flex;align-items:center;gap:0;text-decoration:none;color:inherit}.logoImg{display:block;height:76px;width:auto;max-width:min(54vw,440px);object-fit:contain}
.logo{width:46px;height:46px;border-radius:12px;background:var(--navy);display:grid;place-items:center;color:var(--cream);font-family:Fraunces,serif;font-weight:700}.brandTitle strong{font-family:Fraunces,serif;font-size:20px}.brandTitle small{display:block;font-size:12px;color:var(--muted);letter-spacing:.28em;text-transform:uppercase;margin-top:4px}
.links{display:flex;align-items:center;gap:16px}.links a{text-decoration:none;color:#324255;font-weight:600;font-size:14px;padding:10px;border-radius:12px}.links a:hover{background:rgba(15,34,58,.06)}
.pill{display:inline-flex;align-items:center;justify-content:center;border-radius:14px;padding:12px 14px;text-decoration:none;font-weight:800;font-size:14px;border:1px solid rgba(15,34,58,.18);background:rgba(15,34,58,.95);color:var(--cream)}
.hero-page{background:var(--navy2);color:var(--cream);padding:72px 0 46px}.hero-page .kicker{font-size:12px;letter-spacing:.28em;text-transform:uppercase;color:rgba(243,239,230,.85)}
.hero-page h1{font-family:Fraunces,serif;font-size:52px;line-height:1.04;margin:12px 0 10px}.hero-page p{max-width:66ch;color:rgba(243,239,230,.85);margin:0}
.breadcrumbs{font-size:13px;color:rgba(243,239,230,.7);margin-bottom:16px}.breadcrumbs a{text-decoration:none}.breadcrumbs a:hover{text-decoration:underline}
.section{padding:56px 0}.sectionHead{text-align:center;margin-bottom:30px}.sectionHead .mini{font-size:12px;letter-spacing:.28em;text-transform:uppercase;color:var(--gold)}.sectionHead h2{font-family:Fraunces,serif;font-size:40px;margin:10px 0;color:var(--navy2)}.sectionHead p{max-width:68ch;margin:0 auto;color:var(--muted)}.underline{width:70px;height:2px;background:var(--gold);border-radius:2px;margin:14px auto 0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.card h3{font-family:Fraunces,serif;font-size:28px;line-height:1.15;margin:0 0 10px;color:var(--navy2)} .card p{margin:0 0 16px;color:var(--muted)}
.metaRow{display:flex;flex-wrap:wrap;gap:10px;margin:14px 0 20px}.chip{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:999px;background:#fff;border:1px solid var(--border);color:#314358;font-size:13px;font-weight:700}
.articleShell{max-width:920px;margin:0 auto}.article{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow);margin-top:-22px;position:relative}.article h2{font-family:Fraunces,serif;font-size:28px;color:var(--navy2);margin:26px 0 10px}.article p{margin:0 0 14px;color:#3f4f60}
.summary{font-size:17px;color:#33465a;background:#f8f4ec;border-left:4px solid var(--gold);padding:16px 18px;border-radius:12px;margin-bottom:22px}
.authorBox{display:grid;grid-template-columns:92px 1fr;gap:18px;align-items:center;padding:20px;border:1px solid var(--border);border-radius:18px;background:#fbfaf7;margin-top:30px}.authorBox img{width:92px;height:92px;border-radius:16px;object-fit:cover}.authorBox strong{display:block;font-family:Fraunces,serif;font-size:24px;color:var(--navy2)}.authorBox p{margin:6px 0 0;color:var(--muted)}
.ctaBox{margin-top:26px;padding:24px;border-radius:20px;background:linear-gradient(180deg,#132845,#0b1a2d);color:var(--cream)}.ctaBox h3{font-family:Fraunces,serif;font-size:30px;margin:0 0 8px}.ctaBox p{margin:0 0 16px;color:rgba(243,239,230,.85)}
.ctaActions{display:flex;flex-wrap:wrap;gap:12px}.btnGold,.btnOutline{display:inline-flex;align-items:center;justify-content:center;padding:14px 18px;border-radius:16px;font-weight:900;text-decoration:none}.btnGold{border:1px solid rgba(202,164,90,.45);background:rgba(202,164,90,.95);color:#081321}.btnOutline{border:1px solid rgba(243,239,230,.34);background:rgba(243,239,230,.06);color:var(--cream)}
.related{margin-top:34px}.related h3{font-family:Fraunces,serif;font-size:28px;margin:0 0 14px;color:var(--navy2)}
.badge{display:inline-block;font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);font-weight:800;margin-bottom:12px}.readmore{display:inline-flex;align-items:center;justify-content:center;padding:12px 16px;border-radius:14px;text-decoration:none;font-weight:800;border:2px solid rgba(15,34,58,.85);color:var(--navy2)}
.areaHero{background:var(--navy2);color:var(--cream);padding:72px 0 52px}.areaHero h1{font-family:Fraunces,serif;font-size:52px;line-height:1.04;margin:12px 0}.areaHero p{max-width:70ch;color:rgba(243,239,230,.85)}
.leadBox{background:#fff;border:1px solid var(--border);border-radius:20px;padding:24px;box-shadow:var(--shadow);margin-top:-22px;position:relative}.leadBox h2{font-family:Fraunces,serif;font-size:30px;margin:0 0 10px;color:var(--navy2)}
.points{display:grid;grid-template-columns:repeat(2,1fr);gap:14px 18px;margin-top:16px}.point{display:flex;gap:10px;color:var(--muted)}.tick{width:24px;height:24px;border-radius:999px;background:rgba(202,164,90,.18);border:1px solid rgba(202,164,90,.35);display:grid;place-items:center;flex:0 0 auto;margin-top:2px;color:#7c5f24;font-weight:900}
.faqList{display:grid;gap:14px}.faqItem{background:#fff;border:1px solid var(--border);border-radius:16px;padding:18px 20px;box-shadow:var(--shadow)}.faqItem strong{display:block;color:var(--navy2);margin-bottom:8px}
.contactGrid{display:grid;grid-template-columns:.9fr 1.1fr;gap:22px;align-items:start;margin-top:34px}.contactBox{background:#fff;border:1px solid var(--border);border-radius:18px;padding:24px;box-shadow:0 14px 40px rgba(13,27,46,.08)}
.contactItem{display:flex;gap:14px;align-items:flex-start;padding:14px 0;border-bottom:1px solid rgba(13,27,46,.08)}.contactItem:last-child{border-bottom:0}.contactIcon{width:46px;height:46px;border-radius:14px;background:rgba(15,34,58,.92);color:var(--cream);display:grid;place-items:center;flex:0 0 auto}.contactItem strong{display:block;font-size:16px;color:var(--navy2)}.contactItem span{display:block;margin-top:3px;color:var(--muted);font-weight:600}
form label{display:block;font-size:12px;letter-spacing:.08em;color:#2a3a4c;font-weight:900;margin-bottom:6px}.row{display:grid;grid-template-columns:1fr 1fr;gap:14px}input,select,textarea{width:100%;padding:13px 14px;border-radius:14px;border:1px solid rgba(13,27,46,.14);outline:none;font:inherit;background:#fbfbfb}textarea{min-height:140px;resize:vertical}input:focus,select:focus,textarea:focus{border-color:rgba(15,34,58,.45);box-shadow:0 0 0 4px rgba(15,34,58,.08);background:#fff}.sendBtn{margin-top:16px;display:inline-flex;align-items:center;justify-content:center;padding:14px 18px;border-radius:16px;border:0;background:rgba(15,34,58,.95);color:var(--cream);font-weight:900;cursor:pointer}.sendBtn:hover{filter:brightness(1.02);transform:translateY(-1px)}
.smallNote{margin:10px 0 0;color:var(--muted);font-size:12px}.smallNote strong{color:var(--navy2)}
footer{background:var(--navy2);color:rgba(243,239,230,.80);padding:26px 0 42px;margin-top:40px}.footGrid{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;align-items:center}.oab{font-weight:800}
.waFloat{position:fixed;right:24px;bottom:24px;z-index:99;display:inline-flex;align-items:center;gap:12px;padding:12px 18px 12px 12px;border-radius:999px;text-decoration:none;font-weight:900;font-size:16px;color:#fff;background:linear-gradient(135deg,#25D366 0%,#128C7E 100%);border:1px solid rgba(255,255,255,.16);box-shadow:0 18px 45px rgba(18,140,126,.28)} .waIcon{width:42px;height:42px;border-radius:999px;display:grid;place-items:center;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.16);flex:0 0 auto}.waFloat svg{width:20px;height:20px}
@media (max-width:980px){.logoImg{height:58px;max-width:78vw}.links{display:none}.hero-page h1,.areaHero h1{font-size:42px}.grid-3,.grid-2,.points,.contactGrid,.row{grid-template-columns:1fr}.authorBox{grid-template-columns:1fr;text-align:center}.authorBox img{margin:0 auto}.waFloat{right:14px;bottom:14px;padding:10px 14px 10px 10px;font-size:14px}.waIcon{width:36px;height:36px}}